PayPal Pay in 4 lets you split an eligible purchase into four interest-free payments over six weeks. The first payment is taken at checkout and the remaining three are due once every two weeks. It is available on purchases up to $2,000.

Yes. PayPal Pay in 4 is always interest-free, with no late fees and no sign-up fees.

You need a PayPal account in good standing, be an Australian resident, and be making an eligible purchase under $2,000 that is not in a restricted category. Approval is subject to eligibility and a suitability assessment.

Applying for Pay in 4 involves a suitability assessment and may impact your credit score. Please review PayPal's terms before you apply.

The first of your four payments is taken at the time of purchase. The remaining three are automatically deducted from your chosen PayPal payment method once every two weeks.

If you return an order, we process the refund through PayPal, which adjusts your Pay in 4 plan or refunds payments already made. Our standard returns policy still applies.